When compliance is managed independently for each regulatory framework, it often results in repeated effort and limited consistency.

This case study explores how a FinTech organisation consolidated its RBI, PCI DSS, GDPR, and DPDPA requirements into a unified framework with CyRAACS, enabling more streamlined execution and improved visibility into its compliance posture.

Problem Statement –

A client from a Fintech Organisation (Payments and Financial Services) was required to comply with multiple overlapping regulatory frameworks — RBI Guidelines, PCI DSS, GDPR, and DPDPA — across domestic and international operations, and was maintaining separate compliance programmes for each framework, resulting in duplicated effort and fragmented visibility.

Services Delivered –

• A mapping exercise was conducted across all applicable frameworks to identify control overlaps and redundancies
• The Unified Compliance Framework (UCF) was designed, consolidating controls across all four frameworks into a single rationalised control set
• Resolved the multi-framework VAPT requirements into a single unified control covering ISO 27001’s documentation requirements, PCI DSS’s quarterly vulnerability assessment and annual penetration testing cadence, and RBI’s six-monthly VA and annual PT obligations under one programme with a shared evidence trail
• The same unification approach was applied across multi-factor authentication, data classification, incident management, and access control requirements
• We configured COMPASS to manage compliance across all frameworks from a single dashboard, with per-framework views available for audit purposes
• Control owners assigned across business units with defined assessment frequencies and automated reminders
• Established a single evidence repository accessible to auditors across all applicable frameworks
• Provided a roadmap for onboarding new regulatory requirements as the organisation expanded into further geographies

Value Provided –

• The approach delivered measurable improvements across compliance operations, enabling greater efficiency, visibility, and consistency across frameworks
• A single control assessment was able to satisfy multiple frameworks simultaneously, with one evidence trail referenced across all audits
• The compliance team’s effort on duplicate tracking and reporting was significantly reduced
• Consistent control definitions across frameworks eliminated interpretation gaps between teams
• The organisation was able to onboard new regulatory requirements without rebuilding the compliance programme from scratch

Continuous compliance posture was maintained across all applicable frameworks through a single, unified platform